Wao Your World

The leading digital wallet platform in Africa, enabling financial inclusion, facilitating digital payments, and providing secure storage for payment instruments, identification, and more.

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Payment
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Identity
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Access
WaoCard App
WaoCard
**** **** **** 9500
J. Doe04/28
VISA
**** **** **** 1234
J. Doe09/26
MasterCard
**** **** **** 5678
J. Doe12/27

Features That Empower

WaoCard is designed with African markets in mind, providing solutions that work with or without internet connectivity.

All Your Cards in One Place

WaoCard manages all your digital cards in one secure application

Payment Cards

Securely store and use your credit, debit, and prepaid cards for contactless payments, online purchases, and in-store transactions.

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    Tokenized payment security
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    Instant payment notifications
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    Spending analytics
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    Multiple currency support
Payment Cards

How It Works

Get started with WaoCard in just a few simple steps

01

Download

Download the WaoCard app from your app store and install it on your device.

02

Register

Create your account with just your phone number and set up your secure PIN.

03

Add Cards

Add your payment cards, loyalty cards, tickets, and digital IDs to your wallet.

04

Start Using

Make payments, access locations, store tickets, and manage your digital life.

WaoCard for Business (WaoBiz)

Transform how your business manages expenses, accepts payments, and builds customer loyalty

Business Solutions

Our comprehensive suite of business tools helps you manage finances, increase customer engagement, and grow your business.

Contact Sales
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Expense Management

Comprehensive corporate card and expense management system for businesses of all sizes

Expense Management Dashboard
Dashboard Preview

Key Features

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Issue virtual and physical cards to employees
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Set spending limits and category restrictions
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Real-time transaction tracking and approvals
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Automated receipt capture and matching
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Business Card Management

Issue and control corporate cards for your employees with spending limits and restrictions.

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Expense Tracking

Automated expense categorization and reporting for simpler accounting and reconciliation.

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Merchant Services

Accept WaoCard payments in your business with low transaction fees and fast settlement.

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Secure Transactions

Enterprise-grade security with fraud protection and real-time transaction monitoring.

Available Markets

WaoCard is expanding across Africa, bringing digital wallet solutions to new regions

Currently Available In

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Nigeria
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Kenya
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Ghana
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South Africa

Coming Soon

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Egypt
Soon
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Uganda
Soon
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Tanzania
Soon
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Rwanda
Soon
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Cรดte d'Ivoire
Soon
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Senegal
Soon

What Our Users Say

Join thousands of satisfied users across Africa

โ€œWaoCard has completely changed how I manage my finances. I no longer carry multiple cards - everything is in one secure app!โ€
Ade Johnson
Ade Johnson
Business Owner
Lagos, Nigeria
โ€œThe offline functionality is a game-changer. I can still make payments even when network connectivity is poor in my area.โ€
Faith Mwangi
Faith Mwangi
Teacher
Nairobi, Kenya
โ€œAs a business owner, WaoCard has simplified how I track expenses and accept payments. The business dashboard is incredibly useful.โ€
Samuel Osei
Samuel Osei
Restaurant Owner
Accra, Ghana
โ€œBeing able to store my digital IDs alongside my payment cards makes WaoCard essential for daily life in South Africa.โ€
Thandi Nkosi
Thandi Nkosi
IT Professional
Johannesburg, South Africa

Join the WaoCard Revolution

Experience the future of payments, identity, and access in Africa. Download WaoCard today and start your journey to financial freedom.

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Joined by 1M+ users across Africa

Download Now

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All cards in one place
Payment, loyalty, access & more
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Bank-level security
Your data is always protected
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Works offline
No internet? No problem!
4.8/5 from 10,000+ reviews